Terms & Conditions

Effective Date: January 1, 2026

Welcome to the website of APEX MARKETING MANAGEMENT INC ("Company," "we," "our," or "us"). By accessing or using our website and services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.

Use of Our Website

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website. You must not misuse the website by introducing viruses, trojans, or other malicious material.

Services

APEX MARKETING MANAGEMENT INC provides business funding solutions including working capital loans, revenue-based financing, equipment financing, and business expansion funding. All funding products are subject to credit approval and underwriting criteria. Submission of an application does not guarantee approval or funding.

Eligibility

To apply for our funding products, you must:

Application & Approval Process

All funding applications are subject to review and approval by our underwriting team. We reserve the right to request additional documentation, decline applications, or modify terms at our sole discretion. Approval decisions are typically communicated within 24-48 business hours.

Fees & Repayment

Specific fees, interest rates, and repayment terms will be outlined in your individual funding agreement. All terms will be disclosed in writing before you accept any funding offer. You are responsible for reviewing and understanding all terms before signing any agreement.

SMS Terms & Conditions

By opting in to receive SMS/text messages from APEX MARKETING MANAGEMENT INC, you agree to the following terms:

Consent to Receive Messages

When you provide your mobile phone number and opt in via our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from APEX MARKETING MANAGEMENT INC, sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency & Rates

Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply depending on your wireless carrier and plan. APEX MARKETING MANAGEMENT INC is not responsible for charges imposed by your carrier.

Opt-Out

You may opt out of SMS communications at any time by replying STOP to any message. Upon opting out, you will receive a final confirmation message. No further messages will be sent unless you re-subscribe.

Help

For questions or assistance regarding text messages, reply HELP to any message or email us at scott@apexmarketingmanagement.com.

Consent Not Required for Purchase

Consent to receive SMS/text messages is NOT a condition of purchase or of receiving any services from APEX MARKETING MANAGEMENT INC.

Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of APEX MARKETING MANAGEMENT INC or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

Disclaimer of Warranties

This website and all information, content, and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not guarantee that the website will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, APEX MARKETING MANAGEMENT INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, regardless of the theory of liability.

Indemnification

You agree to indemnify and hold harmless APEX MARKETING MANAGEMENT INC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these Terms & Conditions.

Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Manatee County, Florida.

Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website constitutes acceptance of revised terms.

Contact Us

If you have questions about these Terms & Conditions, please contact us:

APEX MARKETING MANAGEMENT INC
3717 Savanna Palms Ct
Bradenton, FL 34211
Email: scott@apexmarketingmanagement.com